"Art consists of limitation. The most beautiful part of every picture is the frame."Gilbert K. Chesterton
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Auto Loans After Bankruptcy – Should You Finance A New Or Used Car?
Deciding whether to purchase a new or used car is a big decision, especially if you have just filed a recent bankruptcy. Of course, the decision is largely based on how bad you need a vehicle. There are valid reasons for financing a new or used car after ...
Mortgage Refinance Quote Offers Flexibility to Homeowners
Over the past several years, the housing market in the U.S. has boomed. Homeowners have watched their home equity balloon as housing prices have soared. In many areas in the U.S., modest homes purchased as recently as seven years ago have doubled ...
Refinance mortgage loan
A refinance mortgage loan can help you get cash for the equity in your home. Home equity refers to the value of the house that has already been paid for. This will include your down payment and the all the monthly payments you have been making. Once you ...
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You've worked hard all day and come home at night, only to discover that you can't get comfortable in your own bed. You toss and you turn for well over three hours. As 3a.m. approaches, you finally go to sleep but the alarm sounds all too quickly at 6 a.m. It's time for you to go to work. Day two comes and you're off again to the usual rat race. You repeat the same pattern once you get home. Later that night you lay in bed, thinking how you're going to pay all of these bills. Despite your best efforts on the job, including overtime, it doesn't seem to be enough. What can you do? Who can you to turn to?
Does this sound like you? Are you a Christian having sleepless nights because of your finances? Here are the top five reasons I have found why people get into debt:
1) Try to live beyond their means. Keep up with the Joneses. 2) Lost job and bills pile up 3) Have never been taught money management 4) Divorcing and the other party charged up cards in the process splitting up 5) Impulse Shopping
I too was a victim. Not from just one, but two of these debt catalysts. My husband equally had financial woes, his was still on this list. Being in debt has a way of having a hold on you and causes you not to think clearly. People in debt tend to operate out of fear - for example they ignore phone calls because it might be a collection agency on the other end. How many calls have they missed? Or perhaps, they write a check in the hopes that it will clear the bank; knowing full well they spent the money on luxuries and other needless excesses that have caused the bank account to have insufficient funds.
If any of this sounds like you or someone you know, assure them they can get out of debt without filing bankruptcy. They have to want help and not let pride or embarrassment get in their way of being helped.
At Journey To Wholeness, we work with people who want help getting their finances in order. There is no charge for our help. Why would you pay someone to help you get out of debt?
About the Author
Dr. Taffy Wagner is the author of Debt Dilemma. Debt Dilemma is her own personal story of how she got into debt and was able to get out without filing bankruptcy. She will be launching a national marketing campaign on October 18, 2005. View her website at http://www.paidoff.net/SpecialPromo.html for further details.
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 Market Chatter -- Corporate finance press digest - Reuters
* Swiss bank Union Bancaire Prive is threatening to pull several billion dollars of investments from large U.S. hedge funds because they do not use a full-time independent administrator, the Wall Street Journal said. The Swiss bank is facing hefty ...
Former finance minister wins Puntland presidency - Khaleej Times
GAROWE, Somalia - A former finance minister won a presidential poll in Somalia's semi-autonomous Puntland on Thursday and said improving security would be his top priority in a region notorious for piracy and kidnapping. Abdirahman Mohamed Farole ...
'Home finance firms should cut rates' - Business Standard
Housing finance companies (HFC) have recently claimed that they need Rs 40,000 crore during the fourth quarter and demanded further support. How do you react to their plea? I don’t think HFCs are facing such a serious trouble. At least, the results ...
Premier pledges to guard against fiscal crisis - Idaho Statesman
Greek Prime Minister Costas Karamanlis, front center, and new Finance Minister Yiannis Papathanasiou, left, and new Transport and Communications minister Evripidis Stylianidis, right, leave the Presidential Palace after the Cabinet swearing in ...
Alexey Kudrin Spoke with the French about Oil - Kommersant
Russian Finance Minister Alexey Kudrin arrived in Paris yesterday for two-day negotiations with French Finance Minister Thierry Breton on the agenda for the meeting of G8 finance ministers in Moscow February 10-11. Kudrin has already reached ...
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