Accept Credit Cards Over The Phone Why not accept credit cards over the phone? Many companies do, and they find that profits are expanding because of the convenience their customers enjoy in being able to shop and pay from home or any other location where they can use a telephone to access ... Gold Credit Cards Are Not Just For The Privileged Gold credit cards, as with platinum cards, are a type of premium credit card that is offered by credit card companies to their preferred customers. They will also be offered to hand picked individuals that the credit card company would like to add as ... The Best Balance Transfer Credit Cards: Get Yours Now! Have you read your credit card statement lately? Do you know what your annual percentage rate is? How about your annual fee? You may be surprised to learn that your current card is not the bargain you once thought it was. If you are tired of paying ...
Credit Cards and Secured Credit Cards
Credit cards are of everyday use for a lot of Americans. Even people with bad credit are getting secured credit cards so they can build their credit. The use of credit cards is not necessarily bad, but needs to be done responsibly. This means it is important to have a firm grasp on your finances and budget before using credit cards. Using secured credit cards is the safest way to learn to use credit cards in general. Secured credit cards are not just for people that need to repair their credit. On the contrary, secured credit cards are a half step between a bank account and a credit card. With secured credit cards you have lower balances than with regular credit cards and the bank helps you out by holding you responsible for keeping enough money in your bank account to pay the balance on your secured credit cards every month. So, unlike regular credit cards you have someone to help you and keep you accountable for your actions. History and economics show that credit cards can get you in a lot of trouble if not handled correctly. It is important to understand the terms of service with your credit cards. Some credit cards offer 0% interest, but only if you pay it off every month. Other credit cards give you cash back for purchases, but their interest rates are really high. These two examples don't represent all credit cards, but do represent that you must read the fine print before signing up with any credit cards. Secured credit cards may offer you the added security of a lower amount you can spend and some help with having money available, but there is still plenty of trouble to get into with secured credit cards. God has a lot to say about credit and paying bank debts. He is very clear that all debts must be repaid. Knowing this you want to make sure that the system you set in place to pay your bills gets followed. Having a budget will not restrict your finances, but rather give you the financial freedom to save for things you really want to do and not have your life run by credit card payments or overdue bills. Remember that God gives you the resources that He knows you can handle. If He has only granted you $15,000 a year, then there is a way to live a good life on $15000 a year. God would never make us suffer any further than He knows we can handle. If you are having a hard time understanding this idea, seek Godly counsel about your finances and any other area of you life you think needs fixing up. For more information about credit cards and secured credit cards, visit: http://creditcard.christianet.com http://creditcard.christianet.com/articles.htm http://www.christianet.com About the Author Christian N, http://www.ChristiaNet.com http://blogs.christianet.com Featuring numerous life application articles and tips.
Credit Cards News
Police Say Credit Cards Tie Suspect to Beating (Washington Post) Prince George's County police investigating the savage beating of an elderly man outside a College Park church on Christmas Eve found credit cards linking the suspect to the crime, according to charging documents made public yesterday.
Blue Grass Airport Revokes Credit Cards (WBKO Bowling Green) Six top officials at the Blue Grass Airport will no longer have credit cards issued by the board after it was revealed that three employees racked up $4,500 in charges at a Texas strip club.
Credit cards at the pumps: Use PINs or passwords (The Star) PETALING JAYA: The National Consumer Complaints Centre (NCCC) is proposing that consumers using credit cards to pay for petrol at the pumps be required to key in a personal identification number (PIN) or password.